Characteristics of microcredit offering in brazilian program of microcredit in São Paulo state

Abstract

The Programa Nacional do Microcrédito Produtivo Orientado (PNMPO)

encourages productive activity of micro and small entrepreneurs as those

present in São Paulo State, in Brazil. Thus this research aims to determine

the characteristics of the supply of microcredit program of the national productive

microcredit OSCIPs in the state of São Paulo. As a research method

was used to develop documental analysis based on official sources of institutions’

information on their sites in the worldwide web. The results indicate

the existence of different institutional settings, which show different characteristics

in the supply of Oriented Productive Microcredit, but always

focusing on the development of local actors.